United States data & analytics

Every state and the 100 largest metro areas, side by side. Click a state to dig in.

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Timeframe

11 of 51 states saw home values fall over the past 12 months. Biggest gain: New York (+5.6%). Biggest drop: Nevada (−1.6%).

Key numbers

Home value change over the past 12 months; other changes as each source publishesCompare with

Typical home value

$366,157

1.2%past 12 months

Typical rent

$1,932/mo

2.7%past 12 months

Homes for sale

1,406,624

Active listings

Days to pending

Median days to contract

Permits pulled

1,083,662

0.5%year to date vs last year

Population growth

+0.5%

past year

Unemployment

4.0%

0.30 ptsSep 2026 vs a year earlier

30-yr mortgage

7.24%

0.08 ptsvs last week · national

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Fastest-growing state

South Carolina

Population +1.5% over the past year

Most permits pulled, by state

Texas

150,609 homes authorized this year to date

Best rent-to-price metro

Jackson, MS

A year of rent is 8.3% of the typical home value

Metro areas across the U.S.

Each dot is one of the 100 largest metro areas. Click a state to open it.

Rank by

Home values risingHome values falling−1.0%+4.5%state change

Top metro areas by home value change

Source: Data Provided by Zillow Group; U.S. Census Bureau, Population Estimates · As of Sep 2026

All states

Click a state to see its counties and metro areas. Click a column to sort.

Sort by

1 metro$833K +1.4%
Pop. −0.1% · 2,592 permits · 39 days to pending · Unemployment 3.2%
11 metros$762K +0.7%
Pop. 0.0% · 83,850 permits · 24 days to pending · Unemployment 5.1%
4 metros$655K +2.3%
Pop. +0.2% · 11,156 permits · 16 days to pending · Unemployment 4.1%
3 metros$588K −0.4%
Pop. +0.9% · 29,182 permits · 31 days to pending · Unemployment 4.3%
3 metros$575K +4.0%
Pop. +0.4% · 21,568 permits · 24 days to pending · Unemployment 4.1%
1 metro$567K −0.7%
Pop. +0.3% · 1,577 permits · 32 days to pending · Unemployment 5.3%
3 metros$533K +1.2%
Pop. +1.0% · 17,775 permits · 36 days to pending · Unemployment 3.2%
2 metros$529K −1.3%
Pop. +0.4% · 23,744 permits · 35 days to pending · Unemployment 4.4%


1 metro	$833K	+1.4%	−0.1%	2,592	39	3.2%
11 metros	$762K	+0.7%	0.0%	83,850	24	5.1%
4 metros	$655K	+2.3%	+0.2%	11,156	16	4.1%
3 metros	$588K	−0.4%	+0.9%	29,182	31	4.3%
3 metros	$575K	+4.0%	+0.4%	21,568	24	4.1%
1 metro	$567K	−0.7%	+0.3%	1,577	32	5.3%
3 metros	$533K	+1.2%	+1.0%	17,775	36	3.2%
2 metros	$529K	−1.3%	+0.4%	23,744	35	4.4%
5 metros	$525K	+5.6%	0.0%	34,665	28	4.5%
1 metro	$511K	+2.9%	+0.5%	3,887	13	1.9%
1 metro	$509K	+3.5%	+0.4%	1,681	14	2.9%
1 metro	$493K	0.0%	+0.2%	10,688	28	4.3%
1 metro	$477K	+2.2%	+1.4%	14,576	26	3.3%
	$467K	+2.0%	+0.6%	4,218	36	2.5%
3 metros	$447K	+5.0%	+0.4%	4,195	12	5.1%
1 metro	$441K	−1.6%	+0.9%	10,146	33	4.5%
3 metros	$425K	−0.1%	+0.3%	10,132	19	3.5%
2 metros	$417K	−1.0%	+0.9%	31,873	39	4.7%
3 metros	$412K	+2.1%	+0.7%	31,315	22	3.6%
	$412K	+1.6%	+0.5%	5,475	23	3.1%
1 metro	$405K	+1.2%	+0.9%	5,089	21	4.6%
	$398K	+5.3%	+0.1%	578	15	3.9%
	$392K	+0.9%	−0.3%	1,210	24	2.6%
9 metros	$375K	−0.9%	+0.9%	124,411	48	4.2%
	$369K	+1.5%	+0.4%	1,354	29	2.7%
1 metro	$349K	+2.3%	+0.6%	18,436	28	4.4%
3 metros	$337K	+5.1%	+0.3%	18,674	23	2.9%
6 metros	$332K	−0.2%	+1.3%	70,904	33	3.1%
4 metros	$331K	+0.5%	+0.9%	33,214	36	3.3%
3 metros	$329K	−0.5%	+0.9%	46,564	45	3.5%
	$318K	+2.3%	+0.9%	4,977	35	1.7%
1 metro	$316K	+1.7%	−0.1%	6,207	27	4.8%
5 metros	$304K	+0.9%	+1.5%	37,483	41	3.7%
6 metros	$296K	−1.5%	+1.3%	150,609	45	4.3%
2 metros	$296K	+5.3%	+0.1%	14,935	14	4.2%
	$291K	+5.1%	+0.8%	2,180	24	1.8%
5 metros	$287K	+2.2%	+0.1%	19,096	13	3.2%
1 metro	$278K	+3.0%	+0.6%	8,121	19	2.5%
2 metros	$265K	+3.4%	+0.4%	14,636	16	3.3%
2 metros	$264K	+3.8%	+0.3%	16,309	16	4.8%
4 metros	$257K	+2.9%	+0.6%	21,669	19	3.7%
2 metros	$246K	+3.5%	+0.4%	11,226	15	3.8%
5 metros	$246K	+3.2%	+0.3%	23,533	13	3.3%
1 metro	$239K	+1.9%	+0.6%	16,061	33	3.7%
2 metros	$237K	+3.3%	+0.3%	9,797	25	3.2%
2 metros	$231K	−0.3%	+0.5%	11,137	23	4.5%
2 metros	$224K	+3.4%	+0.6%	10,476	45	3.7%
2 metros	$221K	+2.6%	+0.6%	10,881	34	3.9%
2 metros	$214K	+2.1%	+0.1%	10,051	39	3.8%
2 metros	$195K	+2.2%	+0.1%	6,511	36	3.3%
1 metro	$177K	+2.6%	−0.1%	3,038	19	3.5%

Rent-to-price is a year of typical rent divided by the typical home value (Fidelis First calculation from Zillow data). Higher means more rent for every dollar of price. Zillow publishes no state-level rent index, so rent columns appear for metro areas only. Permits are homes authorized this year to date. Metro areas are the 100 largest.

Typical home value, 24 months

+1.1%

$366,157 in Sep 2026. Shaded: the past 12 months.

Oct 2024Range $362K–$366KSep 2026

Permits pulled by month

Past 12 months

1.4M homes a year at Sep 2026's pace (seasonally adjusted annual rate).

Oct 2025Sep 2026

Source: Data Provided by Zillow Group; U.S. Census Bureau, Building Permits Survey; U.S. Census Bureau, Population Estimates · As of Sep 2026

Source: U.S. Bureau of Labor Statistics, Current Population Survey; Freddie Mac Primary Mortgage Market Survey®

Population estimates are Census Vintage 2025. Unemployment is not seasonally adjusted; BLS data retrieved from BLS.gov Oct 28, 2026. BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov. Rent-to-price and the change over 3 and 6 months are Fidelis First calculations from Zillow data.

National indicators

10-year Treasury yield

4.95%↑ 0.82 pts vs a year ago

Nov 2024 – Nov 2026

Source: U.S. Treasury, daily par yield curve · As of Nov 3, 2026

Inflation (CPI-U, year over year)

3.70%↑ 0.70 pts vs a year ago

Oct 2021 – Sep 2026

Source: U.S. Bureau of Labor Statistics, CPI-U · As of Sep 2026

Housing permits (annual rate)

1.4M↓ 3.2% vs a year ago

Oct 2023 – Sep 2026

Source: U.S. Census Bureau, Building Permits Survey · As of Sep 2026

Typical U.S. rent (Zillow ZORI)

$1,932↑ 2.7% vs a year ago

Oct 2023 – Sep 2026

Source: Data Provided by Zillow Group · As of Sep 2026

Rates

Change vs prior

30-year fixed
7.24%down 0.08 pts
15-year fixed
6.60%down 0.08 pts
10-year Treasury
4.95%down 0.04 pts
Loan benchmarks
30-Day Average SOFR
3.91%up 0.02 ptsNov 4, 2026
Prime rate
7.00%unchanged 0.00 ptsOct 27, 2026
Construction loans
10.43–12.59%—
Hard money (fix-and-flip)
9.99%—

SOFR is rounded to two decimals, and benchmark changes are calculated by Fidelis First. Construction and hard-money figures are survey-based ranges, not quotes.

Source: Freddie Mac Primary Mortgage Market Survey®; U.S. Treasury, daily par yield curve; Federal Reserve Bank of New York, SOFR Averages; Federal Reserve Board, H.15 Selected Interest Rates; NAHB, AD&C Financing Survey; National Private Lenders Association · As of Nov 4, 2026

The 30-Day Average SOFR is subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the 30-Day Average SOFR by Fidelis First, does not sanction or endorse any particular republication, and has no liability for your use.

Migration

Census · IRS

Net domestic migration by state, 2025

Gaining people

North Carolina+84.1K people
Texas+67.3K people
South Carolina+66.6K people
Tennessee+42.4K people
Arizona+31.1K people
Georgia+27.3K people

Losing people

Illinois−40K people
New York−138K people
California−229K people

Net income moving in by state: movers’ 2022 income, IRS returns filed 2022⁠–⁠23

Gaining income

Florida+$20.6B in adjusted gross income
Texas+$5.5B in adjusted gross income
South Carolina+$4.1B in adjusted gross income

Losing income

New York−$9.9B in adjusted gross income
California−$11.9B in adjusted gross income

Source: U.S. Census Bureau, Population Estimates · As of Jul 2025

Source: IRS Statistics of Income, U.S. Population Migration Data

Fidelis First is not affiliated with or endorsed by the Internal Revenue Service.