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U.S. housing market at a glance
Search for a state or metro, or click one on the map.
Insight11 of 51 states saw home values fall over the past 12 months. Biggest gain: New York (+5.6%). Biggest drop: Nevada (−1.6%).
Home value change, past 12 months · 50 states + DC
Source: Data Provided by Zillow Group · As of Sep 2026
Hover a state for its numbers. Click to zoom in.
United States · Past 12 months
- Typical home value
- $366,157
- ↑ 1.2%past 12 months
- Typical rent
- $1,932/mo
- ↑ 2.7%past 12 months
- Homes for sale
- 1.4M
- Active listings
- Days to pending
- 27
- Median days to contract
- 30-yr mortgage
- 7.18%
- ↓ 0.06 ptsvs last week · national
- Unemployment
- 3.9%
- Oct 2026 vs a year earlier
- Permits pulled
- 1,083,662
- ↓ 0.5%year to date vs last year
- Population growth
- +0.5%
- past year
Home values and rents: Data Provided by Zillow Group (Sep 2026). Unemployment: BLS. Permits and population: U.S. Census Bureau. Mortgage rate: Freddie Mac PMMS®.
Fund filings
SEC Form DFilings
593
Sold to date
$52B
Median minimum
$50,000
- Tashi Capital Partners, LP
CA, filed
$25M
- Pacific Sands Pine Investments, LLC
CA, filed
$860K
- CW The Quinci QOZB, LLC
UT, filed
Indefinite
- True North Legacy Investments, LLC
CO, filed
$5M
Source: SEC EDGAR, Form D · As of Nov 6, 2026
Rates
Change vs prior- 30-year fixed7.18%down 0.06 pts
- 15-year fixed6.57%down 0.03 pts
- 10-year Treasury4.86%down 0.08 pts
Loan benchmarks
- 30-Day Average SOFR
- 3.91%up 0.01 ptsNov 6, 2026
- Prime rate
- 7.00%unchanged 0.00 ptsOct 27, 2026
- Construction loans10.43–12.59%—
- Hard money (fix-and-flip)9.99%—
SOFR is rounded to two decimals, and benchmark changes are calculated by Fidelis First. Construction and hard-money figures are survey-based ranges, not quotes.
Source: Freddie Mac Primary Mortgage Market Survey®; U.S. Treasury, daily par yield curve; Federal Reserve Bank of New York, SOFR Averages; Federal Reserve Board, H.15 Selected Interest Rates; NAHB, AD&C Financing Survey; National Private Lenders Association · As of Nov 6, 2026
The 30-Day Average SOFR is subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the 30-Day Average SOFR by Fidelis First, does not sanction or endorse any particular republication, and has no liability for your use.
Migration
Census · IRSNet domestic migration by state, 2025
Gaining people
- North Carolina+84.1K people
- Texas+67.3K people
- South Carolina+66.6K people
- Tennessee+42.4K people
- Arizona+31.1K people
- Georgia+27.3K people
Losing people
- Illinois−40K people
- New York−138K people
- California−229K people
Net income moving in by state: movers’ 2022 income, IRS returns filed 2022–23
Gaining income
- Florida+$20.6B in adjusted gross income
- Texas+$5.5B in adjusted gross income
- South Carolina+$4.1B in adjusted gross income
Losing income
- New York−$9.9B in adjusted gross income
- California−$11.9B in adjusted gross income
Source: U.S. Census Bureau, Population Estimates · As of Jul 2025
Source: IRS Statistics of Income, U.S. Population Migration Data
Fidelis First is not affiliated with or endorsed by the Internal Revenue Service.
Top stories
Sunday, November 8, 2026
Business
Airbnb Q3 Bookings Jump 16%, Nightly Rates Rise
Airbnb said nights and seats booked rose 16% to 155 million in the third quarter of 2026, while its average daily rate climbed to $179.
Katia Clara · Nov 8 · 2 min read
Business
Iron Mountain Posts Record Data Center Leasing
Raymond de Clairmont · Nov 8 · 2 min read
Markets
UWM Loan Volume Falls as Refinances Shrink
Raymond de Clairmont · Nov 8 · 2 min read
Markets
Host Hotels RevPAR Rises 8.8%, Guidance Raised
Katia Clara · Nov 8 · 2 min read
Business
Wendy's Sales Fall as It Eyes Meritage Stores
Katia Clara · Nov 8 · 2 min read
What the big money is doing
Who is raising, buying and building, told through the people moving the money. Every story cites its sources.
Industry news by top CEOs (and the Fed)
MarketsRegency Centers Lifts Outlook and Dividend as Rents ClimbNov 8, 2026 · 2 min read
BusinessSimon Lifts Outlook as Mall Rents Rise 6.1%Nov 7, 2026 · 2 min read
BusinessOpendoor Buys 316% More Homes but Loses $218 MillionNov 7, 2026 · 2 min read
BusinessCompass Earns $62 Million as Revenue Hits $3.9 BillionNov 7, 2026 · 2 min read
BusinessMacerich Cuts Q3 Loss to $16.7 Million as Occupancy RisesNov 7, 2026 · 2 min read
MarketsCamden Trims Rent Outlook as New Leases Fall 2%Nov 7, 2026 · 2 min read
Developers
Fund RaisesBrookfield Raises $25 Billion, Just $900 Million for Real EstateNov 7, 2026 · 2 min read$25B
HomebuildersTri Pointe Orders Fall 20% as Margins ShrinkNov 6, 2026 · 2 min read20.2%
HomebuildersD.R. Horton spent $3.6 billion on its own stock and owns 23% of its lotsNov 3, 2026 · 3 min read$3.6B
HomebuildersDream Finders closed its $2.2 billion Beazer deal with $1.1 billion from MillroseNov 3, 2026 · 3 min read$2.2B
HomebuildersLGI’s cancellation rate hit 48.9% as Century’s locked loans averaged about 4.9%Nov 3, 2026 · 3 min read48.9%
HomebuildersGreen Brick earned a 28% margin on its own land, Dream Finders 14.9%Nov 3, 2026 · 3 min read28.0%
Rates
How borrowing costs have moved
The 30-year fixed mortgage rate is 7.18%, up 1.01 points from 12 months ago.
| Rate | Latest | 12 months ago | Change | Trend |
|---|---|---|---|---|
| 30-year fixed mortgageFreddie Mac Primary Mortgage Market Survey® · as of Nov 5, 2026 | 7.18% | 6.17% | ▲ 1.01 pts | |
| 15-year fixed mortgageFreddie Mac Primary Mortgage Market Survey® · as of Nov 5, 2026 | 6.57% | 5.41% | ▲ 1.16 pts | |
| 10-year TreasuryU.S. Treasury, daily par yield curve · as of Nov 6, 2026 | 4.86% | 4.11% | ▲ 0.75 pts | |
| 30-Day Average SOFRFederal Reserve Bank of New York, SOFR Averages · as of Nov 6, 2026 | 3.91% | 4.20% | ▼ 0.29 pts | |
| Prime rateFederal Reserve Board, H.15 Selected Interest Rates · as of Oct 27, 2026 | 7.00% | 7.25% | ▼ 0.25 pts |
Construction loans and hard money are indicative ranges from industry surveys and aren’t tracked week to week, so they’re in the rates card above, not here. 30-Day Average SOFR rounded and changes calculated by Fidelis First. The 30-Day Average SOFR is subject to the Terms of Use posted at newyorkfed.org. The New York Fed is not responsible for publication of the 30-Day Average SOFR by Fidelis First, does not sanction or endorse any particular republication, and has no liability for your use.