• 30-YEAR FIXED7.24%0.08 pts
    • 15-YEAR FIXED6.60%0.08 pts
    • 10-YEAR TREASURY4.95%0.04 pts
    • 30-DAY AVERAGE SOFR3.91%0.02 pts
    • PRIME RATE7.00%0.00 pts
    • CONSTRUCTION LOANS10.43–12.59%Indicative
    • HARD MONEY (FIX-AND-FLIP)9.99%Indicative
    • 30-YEAR FIXED7.24%0.08 pts
    • 15-YEAR FIXED6.60%0.08 pts
    • 10-YEAR TREASURY4.95%0.04 pts
    • 30-DAY AVERAGE SOFR3.91%0.02 pts
    • PRIME RATE7.00%0.00 pts
    • CONSTRUCTION LOANS10.43–12.59%Indicative
    • HARD MONEY (FIX-AND-FLIP)9.99%Indicative

    About Fidelis First

    Real estate developers who live in the data.

    Fidelis First is a real estate development and investment company. We find land, get it approved for new homes and build communities in Oregon and Texas. The Portal is how we share the data we use to make those calls.

    What we do

    Three things, and they all feed each other.

    We develop

    We buy land where homes are needed, get the approvals to divide it into lots, and put in the roads and utilities so builders can build.

    We invest

    We partner with investors on our projects. Every deal starts with the same data you see on The Portal: prices, rents, permits, jobs and where people are moving.

    We share the data

    The Portal turns free public data into plain-English insights and a daily email you can read in 3 minutes or less. Free for everyone.

    Why we built The Portal

    The numbers that move real estate are public. They're just scattered across dozens of government websites, buried in spreadsheets and released on different days.

    We already pull them together to run our own business. The Portal puts that work in front of everyone, so you can see what's happening in any market before you make a move.

    Where our data comes from

    • U.S. Census Bureau
    • Bureau of Labor Statistics
    • SEC EDGAR
    • Federal Reserve
    • FHFA
    • HUD
    • IRS
    • U.S. Treasury
    • Freddie Mac
    • Zillow Research
    • Bureau of Economic Analysis
    • FDIC
    • FEMA
    • and more

    The team

    Joe Kessi

    Joe Kessi

    Founder & CEO

    For more than 30 years, Joe has built over 48 subdivisions, developed thousands of lots and sold projects to some of the largest home builders in the country, including Lennar, D.R. Horton, Davis Construction and David Weekley Homes.

    His edge is a rigorous study of market cycles, code interpretation and the entitlement process, which has earned him a 100% entitlement record. When the market collapsed in 2008, he completed every active project, repaid every investor with their returns and never had a single default.

    At Fidelis First he leads acquisitions, investments and development.

    Alex Pham

    Alex Pham

    General Partner

    Alex started a printing company at 16 in his parents' garage, grew it into a 7,000-square-foot facility and bought his first rental property at 20. He later built a marketing agency that served more than 230 small businesses.

    He joined Joe as a mentee and became his partner. Together they have underwritten dozens of deals and worked on four subdivisions.

    At Fidelis First he leads operations, marketing, investor relations and The Portal. He also serves as an Infantry Officer in the Army National Guard.

    The Portal is published by Fidelis First for general information and education. It is not investment advice, and nothing on it is an offer to sell or a solicitation to buy any security. More about Fidelis First

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